With the cost of providing benefits to today's employee constantly increasing, we partner with our clients to find creative and cost-effective solutions to employee benefit challenges. We assist our clients in staying ahead of changes in the law and provide strategies to any legislative or regulatory changes. We have extensive experience designing and implementing all types of employee benefits and compensation arrangements, including:

• Retirement plans, such as 401(k), defined-benefit, and cash balance plans

• Health and welfare plans, such as group health plans, health savings accounts and health reimbursement arrangements

• ESOP - Employee Stock Ownership Plans, design and implementation

• Fiduciary and Trustee advice, counsel, and training

• COBRA and HIPAA compliance advice

• Cafeteria, disability, and employee assistance plans

• Other fringe benefits (such as cafeteria and educational assistance plans)

• VEBA - Voluntary Employees Beneficiary Association Plan, and other funding vehicles for post-retirement benefits